No bank login, no local access
FinStat is a remote service. It cannot browse your computer, your firm’s folders, or a client’s bank. It sees the documents your AI submits and nothing more.
For CPA firms and accountants
Keep your system of record. Give your AI the accounting tool it needs.
Your staff already use AI. FinStat is the accounting tool your AI uses to do more: check a client’s books against the evidence, show you any view of the same facts, and close faster, every number sealed to its source. No limit on workspaces or clients. No seats. No monthly fee. Your AI does the work. You keep the review.
1,000,000 free tokens · no credit card · sign up on any device
88%already use AI for at least one client serviceIntuit survey · May 2026 · n=725
5 hrsa week still lost moving, re-entering, or reconciling data between systemsIntuit survey · May 2026 · n=725
30%name manual data cleanup as the top thing blocking advisory workIntuit survey · May 2026 · n=725
3 in 5have clients asking for proof of AI data protectionIntuit survey · May 2026 · n=725
01 / Why FinStat can do what your system of record cannot
With FinStat, your AI can show you any view of the same facts.
In your system of record, the account is chosen the moment a line goes in, and from then on the ledger is the record — so every second view of the same client is a reconciliation you maintain yourself. With FinStat, your AI can keep as many views of the books as the engagement needs, and they cannot drift apart, because they share one set of facts.
- In your system of recordA second basis means a second set of adjustments: a tax workpaper, a spreadsheet, a second file.In FinStat
Each basis is a chart over the same transactions: cash and accrual, GAAP and tax, management and statutory. Adjustments are journal entries that belong to one chart. The cash-to-accrual and book-to-tax reconciliations are the difference between two views, produced on demand.
- In your system of recordThe client changes their chart of accounts, and you reclassify the year.In FinStat
A new chart is a new view of the same evidence; nothing is re-keyed. Build the view in FinStat, review it, then post the result to the record. The same goes for scope: one quarter, one project or one fund, as a full, self-balancing set of books.
- In your system of recordThe tie-out binder is built after the fact.In FinStat
Every balance traces: chart rule, to transactions, to the sealed source statement. Not reconstructed for the audit. That is how the books are stored.
Your system of record maintains the books. FinStat checks them against the evidence.
02 / Audit and book analysis
The critical errors and the subtle ones, in minutes.
Hand your AI a client’s QuickBooks Online export — or books FinStat built from the statements — and ask what is wrong with them. FinStat rebuilds the books, checks that the rebuild ties back to the export, and audits the whole set in two layers: exact controls computed in arithmetic, with no model involved, and findings that cite the entries they rest on, each checked against the books before it is reported. Every finding comes back as a question for the bookkeeper, with its evidence. Nothing in the client’s file is changed.
QuickBooks’ own sample company, audited from its export
5 of 5known errors caught: the $567.50 inventory opening gap, $79.28 of supplier purchases posted to income, $2,916 of opening bills expensed again, an $8.75 over-refund and a $65 credit applied beyond its charge
33issues raised in all: 18 exact controls and 15 findings, from a possible double payment to deposits that never reached the bank
4.5 minfrom the export zip to a finished audit, about $1.61 of model time
- Critical — opening balances with nothing behind them, bills expensed twice, credits and refunds that exceed what they reverse, money received and never deposited.
- Subtle — sales tax charged inconsistently, product sales with no cost of goods, a refund booked as income, resold materials recorded as services, a charge with no payee, loans and vehicles with no schedule.
An audit surfaces problems with their evidence; it does not certify their absence. It gives the reviewer a short list of places to look instead of a year to read.
03 / How a practice uses it
Beside the system of record, in three steps.
The client’s file stays where it is. FinStat never connects to it. The work happens beside it, in the AI you already use.
Hand your AI the client’s export, or their statements.
The QuickBooks Online export zip, and the statements, receipts and invoices for anything the feed never reached. No bank login is involved.
FinStat rebuilds the books and returns the questions.
Every statement proven against the bank’s balances and sealed, transfers paired, the same vendor recognized across accounts. Anything the evidence cannot settle comes back as a review item with a short list of choices, not a guess.
You work the exceptions. What you post is a reviewed result.
Ask for the difference from what the client’s file holds, a reclassified year, or the month closed. Post the entry to the system of record with its reason attached, or keep the books here as the client’s second set.
- Profit & loss
- Balance sheet
- Trial balance
- Account activity
- Review items
- QBO · OFX · CSV export
04 / Security and reviewability
Answer the client’s data question before they ask it.
Clients ask for proof of AI data protection. FinStat’s answer fits on one screen.
No writes to a live client file
Some AI connectors give an AI read-write access to a live QuickBooks company. FinStat works from documents and exports and leaves the client’s file untouched. Exports are files you choose to import.
Cannot move money
FinStat records, reconciles, and reports. It holds no funds and connects to no payment rails. Destructive operations are marked in the tool catalog; everything else only reads.
Sealed, isolated, inspectable
Every Standard Document carries a content hash and seal, and an edited one is refused. Workspaces belong to the account that created them. Sign-in is OAuth 2.1 with no shared API keys.
The privacy policy and the subprocessor list are public, so you can put them in front of a client or an engagement letter as they are.
05 / Staff and clients
Your practice stays flexible.
Staff
Each person, their own account and AI.
No shared logins. What a person can submit is what your file permissions already let them open, so payroll can stay in a restricted folder while someone else works from a reduced source set. Work moves between people as sealed Standard Documents, and any FinStat account can reproduce the books from the documents alone.
Clients
Clients can keep an account of their own.
A client with their own FinStat account and AI can build and update their own books, then hand you sealed, source-tied documents. No shared credentials, and no access to your firm’s files.
06 / Questions firms ask
Straight answers.
- Is FinStat a QuickBooks or Xero replacement?
- It can be: complete books, every number tied to its source, paid for by usage instead of monthly or seat-based fees. Or keep QuickBooks or Xero as the system of record and use FinStat beside it (QuickBooks Online from its export; Xero from the statements), as the tool your AI uses to do what the system of record cannot.
- Which AIs work with it?
- FinStat is a remote MCP server, so any AI with remote MCP connectors: Claude, ChatGPT, Grok, Cursor, Codex, and Perplexity. Create the account on any device; connect from the computer where your AI can open the client’s files. Exact steps for each AI are in the console once you sign up — no credit card needed to sign up.
- What does a firm with forty clients pay?
- Nothing for the forty workspaces and nothing for your staff. After the free 1M tokens on the account, metered work is $30 / 1M tokens, shown per workspace. Metered work is the model-backed part: reading a new document into books, drafting a chart, and rebuilding or auditing an existing set of books. Reports, review items, verification, exports and re-reading a sealed document are not metered.
- Do I need a chart of accounts first?
- No. Statements, parties, transfers, and review items exist without one. Add a chart when you want financial statements projected from the evidence, and add more than one when different bases need to coexist.
- What happens when something does not add up?
- A document that does not reconcile is refused with the reason named. Ambiguity becomes a review item for a human decision. If FinStat itself is wrong, ask your AI to file a support ticket; it attaches the workspace context and is not metered.
Start with the work in front of you
Bring one client. Keep your workflow.
Open a workspace for one problem today. Add charts and complete books as the work grows.