MRR retainers and project work, kept on separate income lines.
Give your AI your Stripe settlements, checking and Visa statements, retainer invoices, and cloud/SaaS receipts. Settlements are tied to deposits, retainers to their Stripe charges, and uninvoiced project payments are flagged.
Account first · 1,000,000 free tokens · no credit card
The documents in this sample case.
The parts that eat your evening.
- Stripe pays out weekly net of fees but only two of eight-plus settlement reports are in the folder — the rest are unexplained deposits
- Recurring MRR retainers and one-off project work have to be split into separate income streams
- Project deposits and balance payments hit the bank with no project invoice — only the monthly retainers are on hand
It reconciles the Apr 21–27 Stripe settlement to its exact $8,173.32 checking deposit and matches the $2,800 Hartford Medical and $1,850 Ridgewater retainer invoices to their Stripe charges, then flags the two Hartford network-upgrade project payments ($4,800 and $8,400) that have no invoice in the folder at all.
Reconciled to the bank. Then ask your AI anything about your books.
Figures from the Cobalt Harbor IT LLC sample case — a fictional business — each transaction tied to its source document, balanced and review-ready.
Once connected, two steps.
Give your AI the documents.
Give your AI your statements, payouts, receipts, and bills — attach them, then say:
run my books. Your statements are processed only for the work you ask for and never sold; they go to the AI sub-processors on our subprocessor list to be read.Ask for any report.
“Give me a P&L.” “Reconcile May.” “Show the uncategorized transactions.” Review-ready accounting output, in chat. Each entry traces to its source line, so you can question any number in the chat.
Create your account. Continue in the console.
- Create your account
Sign up on any device, phone included. Your free tokens are on the account before you connect anything.
- Sign in on the computer where your AI runs
Open console.finstat.ai on the computer where you use Claude or your other AI, and sign in with the same account. Already on that computer? Keep going.
- Connect FinStat to your AI
Under Connections, pick your AI. The console shows the exact steps for adding FinStat to it. Using Claude? It also needs mcp.finstat.ai allowed before it can upload documents; the console shows where.
The MCP address and the setup steps for each AI are shown under Connections after sign-in.
Start with one month.
Hand the statements to the AI you already use with FinStat connected, and ask for the books. How FinStat compares →